We don’t just invest—we co-build, launch, and scale with you

Three women are gathered around a laptop, looking at the screen with smiles. One woman is standing and pointing at the laptop, while the other two women are sitting and looking at the screen, engaged and smiling.

From ideation to Series A, we’re equal partners in every venture we select and commit to building, providing the hands-on expertise female founders need to succeed in West Africa’s health tech, fintech and agritech markets.

Our studio’s 4-phase framework adds value to your business from paper to market, and profitability.

BUILD

Co-Creating Your Venture’s Foundation

We partner with you to transform ideas into tangible, market-ready solutions across health tech, fintech, and agritech. Here’s how we do that after a thorough brainstorming phase:

1. Product Development

  • Health Tech: Medical device/service prototyping, EHR integrations, and regulatory prep (e.g., FDA Ghana).

  • Fintech: Mobile/USSD banking systems with local payment API integrations.

  • Agritech: Farm management tools, IoT sensors for smallholders, and last-mile distribution tech.

2. Pilot Testing

  • Real-world trials with our partner networks (clinics, mobile money agents, or cooperatives).

  • Iterate fast using weekly user feedback (via SMS surveys or field agents).

3. Competitive Edge

  • Localized market analysis; benchmarking against formal and informal alternatives.

4. Founder Support

  • Equity-for-Support Model: We cap equity at 50% and tie it to milestones.

  • Shared Resources: Legal, design, and lab access to reduce your build costs.

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VALIDATE

Testing Real-World Demand Before Launching

We pressure-test your product with real users to ensure it solves a critical need, profitably. Here’s how we de-risk your next phase:

1. Data-Driven Market Validation

  • Health Tech:

    • Clinic/hospital pilots with measurable outcomes.

    • Regulatory pathway validation.

  • Fintech:

    • Transaction volume testing with mobile money agents.

    • Fraud/scalability stress tests.

  • Agritech:

    • Field trials with smallholder cooperatives (e.g., yield impact of IoT sensors).

    • Last-mile distributor adoption rates.

2. User Feedback & Iteration

  • Rapid Feedback Loops:

    • Weekly SMS/USSD surveys (for low-tech users).

    • In-person "listening tours" at markets/clinics/farms.

  • Pivot Triggers:

    • If <60% of users would pay for the solution, we redesign with them.

3. Pricing & Business Model Stress Testing

  • Africa-Specific Models:

    • Micro-subscriptions (e.g., "Pay-per-scan" for health tech).

    • Agent-network commissions (fintech/agritech).

    • Bundled pricing with existing services (e.g., insurance + telehealth).

  • Cost Structure:

    • Map unit economics to local realities (e.g., "Can a rural clinic afford $5/month?").

4. Competitive Benchmarking

  • "Switch" analysis: Why would users choose you over current alternatives?

  • Informal economy mapping (e.g., how traders currently bypass fintech pain points)

Icon of documents with a checkmark magnifying glass.

LAUNCH

From Stealth Mode to First Revenue

This is where your venture goes live, with a strategy designed for traction, not just buzz. We help you nail the essentials:

1. Business Formalization

  • Legal & Compliance:

    • Local entity registration (Ghana/Nigeria/etc).

    • Sector-specific licensing (e.g., fintech approvals from central banks).

    • Intellectual property protection (trademarks, patents where applicable).

  • Governance Setup:

    • Founder agreements (equity, roles).

    • Advisory board curation.

2. Product Readiness

  • MVP Refinement:

    • Health tech: Pilot with 3 to 5 partner clinics.

    • Fintech: Limited rollout with agent networks.

    • Agritech: Cooperatives as beta testers.

  • Tech Scalability Checks:

    • Server load testing.

    • Localized UX tweaks (e.g., low-bandwidth optimization)

3. Go-to-Market Execution

  • Hyper-Local Branding:

    • Name/logo testing in target communities.

    • Messaging that resonates.

  • Early Marketing Levers:

    • Health tech: Trust-building via community health workers.

    • Fintech: Agent referral bonuses.

    • Agritech: Demo farms + radio jingles.

  • First Revenue Playbook:

    • Pilot-to-paid conversion (e.g., freemium trials).

    • Corporate partnerships (e.g., insurers bundling your health tech).

4. Investor Prep

  • Pitch Materials:

    • Traction deck (real pilot metrics, not projections).

    • Pipeline visualization (next 1000 users).

  • Term Sheet Basics:

    • Valuation anchors (revenue multiples, strategic value).

A diagram of a target with concentric circles and an arrow hitting the bullseye

SCALE

Growing Your Impact, Sustainably

Your venture is now live and gaining traction. Now, we help you scale strategically, balancing growth with unit economics, and local impact with regional expansion.

1. Operational Scaling

  • Process Optimization:

    • Automate workflows (e.g., inventory, customer support).

    • Implement scalable CRM & ERP systems.

  • Unit Economics Mastery:

    • CAC vs. LTV analysis.

    • Margin improvement strategies.

2. Team & Leadership Growth

  • Hiring Support:

    • Key executive recruitment (CTO, CFO, Sales Lead).

    • Local talent pipelines (universities, boot camps).

  • Founder Development:

    • Leadership coaching.

    • Delegation frameworks.

3. Funding & Investor Strategy

  • Follow-On Fundraising:

    • Seed → Series A preparation.

    • Investor pitch refinement & data room setup.

  • Sumara Venture Studio’s Continued Participation:

    • Co-investment in future rounds.

    • LP introductions.

4. Expansion & Partnerships

  • Regional Growth:

    • Market entry strategies (e.g., Nigeria → Côte d’Ivoire).

    • Localization playbooks (language, regulations, partnerships).

  • Strategic Alliances:

    • Corporate partnerships (telcos, distributors, insurers).

    • Government/NGO collaborations for large-scale impact.

5. Founder Wellbeing & Sustainable Growth

Scaling a business is demanding, but your health shouldn’t pay the price. We support your physical and mental health:

  • Mental Health Support:

    • Partnerships with local therapist networks for confidential counseling.

    • Founder peer circles for shared learning and stress management.

    • Quarterly "mental health check-ins" with our team.

  • Physical Health & Balance:

    • Subsidized gym/wellness memberships.

    • "Forced downtime" policies (e.g., mandatory vacation days post-fundraising).

  • Operational Guardrails:

    • Delegation frameworks to prevent burnout.

    • Realistic milestone planning (no "growth at all costs" pressure).

    • Crisis management playbooks for high-stress periods

Line drawing of a growth chart with a plant in a pot, a bar graph, and a money bag, all connected by an upward arrow.

We are committed to this model for the following reasons:

We’re aligned >> we only succeed if you do.

No significant equity grabs >> fair terms, transparent partnerships.

Local + global expertise >> deep roots in West Africa & the US, tech-forward execution.

We commit resources and expertise. You lead the vision.

Let’s build together.